Fair Debt Collection Practices Act – In a Nutshell
If you are falling behind on your bills, it is likely that you are going to start getting calls from collectors. If you are facing this situation it is important to understand that the collection industry is heavily regulated by the federal government and that you do have rights as an American citizen...
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Did You Know?
If you are carrying $25,000 of credit card debt at a 17.5% interest rate it could take you over 28 years to pay off the debt if you just make the minimum payments. You would pay over $25,000 in interest over those 28 years, more than doubling the cost of what you originally purchased!